This Cookie Policy explains how forwardBrokers, operating as forwardBrokers ("we," "us," or "our"), uses cookies and similar tracking technologies on the website located at forwardbrokers.com (the "Website"). It should be read together with our Privacy Policy.

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work, or work more efficiently, as well as to provide reporting information and support functionality.

Cookies set by the website you are visiting are called "first-party cookies." Cookies set by parties other than the website owner are called "third-party cookies." Third-party cookies enable third-party features or functionality on or through the Website, such as analytics, embedded content, and advertising.

2. Similar Technologies

In addition to cookies, we and our service providers may use related technologies, including:

• Web beacons / pixels — tiny graphics with a unique identifier used to count users who have visited a page or opened an email, and to assess campaign performance;

• Local storage / session storage — data stored locally in your browser to remember preferences and support functionality;

• Software development kits (SDKs) and tags — code that helps measure usage and deliver features.

In this Policy, we refer to all of these collectively as "cookies."

3. Why We Use Cookies

We use cookies to:

• enable core functionality and security of the Website;

• remember your settings and preferences;

• understand how visitors interact with the Website so we can improve it;

• measure the effectiveness of our marketing; and

• where applicable and with your consent, deliver and measure relevant advertising.

4. Categories of Cookies We Use

The specific cookies we use depend on the features and third-party tools active on the Website. They generally fall into the following categories:

4.1 Strictly Necessary Cookies

These cookies are essential for the Website to function and cannot be switched off in our systems. They are usually set in response to actions made by you, such as setting privacy preferences, logging in, or filling in forms. You can set your browser to block these, but some parts of the Website may not work.

4.2 Performance and Analytics Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our Website. They help us know which pages are most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and, where possible, de-identified.

4.3 Functional Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences. They may be set by us or by third-party providers whose services we have added to our pages.

4.4 Targeting / Advertising Cookies

These cookies may be set through our Website by our advertising partners to build a profile of your interests and show you relevant content on other sites. They do not store directly identifying information but are based on uniquely identifying your browser and device.

5. Cookies and Tools We May Use

The table below lists representative providers and purposes.

Durations are approximate and set by the relevant provider; they may change.

6. Legal Basis and Consent

We use strictly necessary cookies on the basis of our legitimate interest in operating a secure and functional Website. For analytics, functional, and advertising cookies, we rely on your consent, obtained through our cookie banner or preference centre where required by applicable law (including Quebec's Act respecting the protection of personal information in the private sector, as amended by Law 25, and consistent with guidance under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA)).

You can withdraw or change your consent at any time as described below.

7. How to Manage Cookies

(a) Consent banner / preference centre. Where available, you can accept, reject, or customize non-essential cookies using the cookie banner or the preferences link on our Website.

(b) Browser controls. Most browsers let you refuse or delete cookies through their settings. Refer to your browser's help resources (Chrome, Safari, Firefox, Edge, and others). Blocking some cookies may affect your experience and the availability of certain features.

(c) Analytics and advertising opt-outs. You may be able to opt out of certain analytics and advertising through industry tools such as the Google Analytics opt-out browser add-on, the Digital Advertising Alliance of Canada (youradchoices.ca), and similar mechanisms offered by individual providers.

8. "Do Not Track" Signals

Some browsers transmit "Do Not Track" (DNT) signals. Because there is no common industry standard for interpreting DNT signals, the Website may not currently respond to them. We will continue to monitor developments in this area.

9. Changes to this Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in the cookies we use or for operational, legal, or regulatory reasons. The "Last updated" date reflects the most recent version. Please revisit periodically.

10. Contact Us

Questions about this Cookie Policy may be directed to:

Email: privacy@forwardbrokers.com